FHA Payments Now $83.33 Lower on $200,000!

HUD announced  reduction in the annual MIP for loans, lowering the annual premium from 1.35% to .85% on 20 and 30 year loans.  This will be effective with case numbers assigned on and after January 26, 2015.

The reduced mortgage insurance gives buyer a lower total payment.

Previous MIP
$200,000 x 1.35% = $225.00 monthly MIP
New MIP
$200,000 x .85% = $141.67 monthly MIP
Real savings: $83.33
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Circle G Ranches

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Whitewing

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Val Vista Lakes

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Seville

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